Our Services

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How we do it:

We simply offer the advice you need to accomplish your financial goals. Of course each family's goals are unique. We have a process that we have developed and honed since 1993 that has been effective in raising the level of success our clients can achieve. The process is simple, yet powerful. Our Financial Advisor and Certified Financial Planner®, Eric Johnston assists you with advice you need.

Costs:  Our first meeting with you is complimentary.  During this meeting we will review any fees or costs associated with the services you need.  As every situation is different the most we can offer you in advance is that 95% of families find our fees more than reasonable.

The Advisory Process: First, we address immediate needs. Examples are a seriously under-performing investment account, advice on a property sale, tax avoidance on a pending inheritance, long-term planning for yourself or a parent, choosing 401(k) investment options and other immediate needs. We address these needs to immediately increase your peace of mind and to more effectively work toward your financial goals.

Second, we address important but less pressing needs that you would like addressed. These might include how to purchase/finance a planned major purchase (RV, boat, etc), whether or not you can retire and not outlive your income and assets, estate tax planning, investment advice on your portfolios, and determination of life insurance needs.

Lastly, we address items that we believe are appropriate at your "time of life". We use our vast experience working with other families to benefit you financially. These items often are included in the above steps, but a couple examples are a retirement forecast and assessment to determine if you have a reasonable basis to retire, or possibly a review of your liability insurances to determine if you are properly insured. This step is very custom and specific to your unique financial position. We will put our years of experience to work for you during this step.

Overall, we will assist you in the achievement of your financial goals and the have the process and experience to do so.

Our Expertise:

1) Planning: Eric W. Johnston, CFP® Financial Advisor, has been developing written, well thought out, custom financial plans for families since 1993. He has developed a step-by-step approach from data-gathering to plan implementation that will see your financial plan put to work. We know what it takes to create a successful retirement plan. We work with your CPA, attorney, and other professionals to see your financial plan followed through.

2) Investment Advice: "The InFocus Difference" -- At InFocus Financial Advisors, Inc. we have a disciplined process in providing investment advice. We believe than any investment advisor, broker, or any investment representative should have a very knowledgeable and diligently researched opinion on how investment dollars should be allocated at all times.  To do this at InFocus Financial Advisors Inc. each week Eric Johnston and his staff collect market data and develop a broad "pulse of the market" data sheet in efforts to determine where the up-side opportunities and down-side possibilities of the markets might lie over the next three years. With this data combined with a review of current investment valuations, we develop a portfolio asset allocation that we can recommend -- one where we believe our clients are purchasing investments that are 1) being purchased at a fair price and 2) has price appreciation potential over the long-term. This of course does not guarantee any future performance results, but we believe that an investment advisor should have a strong basis for the investments they recommend. We believe our investment process is "The InFocus Difference".