Skip to main content

  • Home
  • All About Us
    • Mission & Vision
    • Who We Are
    • Meet Our Advisors
    • Our Services
  • Work With Us 
    • Get Started
    • I Am Approaching Retirement
    • I Am Already Retired
  • Schedule Your Time To Talk
  • Our Thinking
    • Retirement Resources
    • Blog
    • Podcasts
  • Education Events
  • Client Login
  • Contact

    You are here

  1. Home
  2. Work With Us
  3. I Am Already Retired

I Am Already Retired

Smiling Couple in Retirement

Plan Well 

Even after you retire you need to plan well.

The first few years of retirement are so critical.  Let us help you plan with our free one-hour "Retirement Checklist Consultation"

If things don't work out the way you want them in the first few years, that can have an impact on the rest of your life. So you want to plan well.

Most importantly, you need a retirement plan design (budget and planned expenses). A design that includes upcoming expenses (and some expenses you may not have though about).

Retirement Management Services:

  • Retirement Checklist Meeting
    • Determine How You Might Improve Your Retirement by Going Through our Retirement Checklist
  • Distribution Planning – Tax Management
  • Required Distribution and Tax Planning 
    • Distributions from retirement plans become required at 70 ½.
  • Roth Conversion Analysis
    • Roth Conversions can reduce Required Distributions from IRA’s at age 70 ½.
    • Systematic Conversions can significantly reduce lifetime taxation of plans.
  • Social Security Income Taxation Planning
    • Social security is often taxed and can put you into a much higher marginal tax position. Planning can reduce this.
  • Portfolio Risk Assessment and Strategies
    • Review whether you are taking on more risk in your investment portfolios and what you might do to reduce that risk.

 

Retired Group

For tips and good planning advice, please schedule a free one-hour, no obligation, retirement consultation today. 410-677-4848 or email:ericj@infocusfin.com

If you have come in before and used a one-hour free consultation, we bill hourly for our meeting time.

 

 

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.  Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable. This piece is designed to provide accurate and authoritative information on the subjects covered.  It is not, however, intended to provide specific legal, tax, or other professional advice.  For specific professional assistance, the services of an appropriate professional should be sought. 

 

 

Work With Us

  • Get Started
  • I Am Approaching Retirement
  • I Am Already Retired

Contact Us

Don't hesitate to get in touch with us.
We would love the opportunity to become your trusted advisor.

Phone: 410-677-4848
Fax: 888-928-4742
Toll Free: 855-677-4848

Email: ericj@infocusfin.com

31454 Winterplace Parkway, Salisbury, Maryland 21804

Get Directions

25 Chestnut Street, Georgetown, DE 19947

Get Directions

Quick Message

  • Home
  • About
  • Events
  • Products and Services
  • Resources
  • Tell a friend
  • Contact
  • Sitemap

 

Investment Advisor Representative offering securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com.

 

Online Privacy Policy | Privacy Promise | Business Continuity | Important Disclosures | Order Routing

© 2021 InFocus Financial Advisors, Inc.. All rights reserved.

Website Design For Financial Services Professionals