Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     


What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators provided by Emerald Connect, Inc.

   
   
InFocus Financial Advisors Retirement Planning Invesments Eric W. Johnston CFP
540 Riverside Dr Suite 10 Salisbury, MD 21801
Phone: 410-677-4848 Fax: 888-928-4742
ericj@infocusfin.com

Securities and advisory services offered through Multi-Financial Securities Corporation, member FINRA, SIPC.

Eric W. Johnston, CFP®  540 Riverside Dr Suite 10, Salisbury, MD  21801   --    410-677-4848

.

 

InFocus Financial Advisors, Inc. and Multi-Financial Securities Corporation are not affiliated companies

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:

We are licensed to sell Insurance Products in DE,FL,MD,PA,TN,VT.

We are registered to sell Securities in CA,DE,MD,NJ,NY,TN,VA,VT.

[ Online Privacy Policy | Important Disclosures | Privacy Promise | Order Routing Disclosure ]